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Income statement
unaudited
 
 RUR ths 1.01.–31.03.2000 1.01.–31.03.1999
Interest income 16,758 8,587
Interest expense 20,413 58,190
Net interest loss 3,655 49,603
Fee and commission income 11,752 7,753
Fee and commission expense 1,085 893
Net fee and commission income 10,667 6,860
Results from financial transactions 3,192 58,606
Other income 725 203
Total operating income 10,929 16,066
Operating expenses 5,373 4,254
Provisions for credit losses 3,443 6,958
Value adjustments to securities (228) (287)
Profit before taxation 2,341 5,141
Taxation and other charges to profit 2,153 68
Profit for the period 188 5,073

 

Financial Review Balance sheet
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